Foresters financial strength
See 150 years of financial strength in our Annual Report to Members
See 150 years of financial strength in our Annual Report to Members
Choosing Foresters Financial™ for your life insurance needs means benefiting from over 150 years of financial strength and stability. We understand that the well-being of your family couldn’t be more important; that’s why we take the upkeep of our financial strength seriously. It is the reason families put their trust in us.
The US branch of the Independent Order of Foresters (IOF) has a Risk-Based Capital (RBC) ratio of 451%, exceeding the guidelines developed by The National Association of Insurance Commissioners (NAIC) to make sure insurers set minimum levels of capital to support their business.
In addition, DBRS Morningstar, the world’s fourth-largest credit ratings agency, has also confirmed IOF’s “A” Financial Strength Rating and Issuer Rating.1
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Our Annual Report to Members highlights financial results, select combined financial statements and information (when applicable) on how members can participate in our unique governance structure. We also produce an annual Sustainability Report showing how we fulfill economic, social and environmental needs now without compromising future generations through Foresters Purpose—to enrich family and community well-being. Learn more about Foresters approach to sustainability here.
Download the 2023 Annual Report to Members
Download the 2023 Purpose and Sustainability Impact Report
Get information on the financial performance of Foresters and find our policy on dividend-paying certificates.
Download the 2023 Financial Highlights
Download the 2023 IOF Consolidated Financial Statements
Download the 2022 Sustainability Report
Download the 2022 Annual Report to Members
Download the 2021 Annual Report to Members
Download the 2022 IOF Consolidated Financial Statements
Download the 2021 IOF Consolidated Financial Statements
Download the 2022 Financial Highlights
Download the 2021 Financial Highlights
1 DBRS Morningstar Confirms Ratings on The Independent Order of Foresters at ‘A,’ Stable Trends – News release, July 09, 2024, https://dbrs.morningstar.com/
research/435945/morningstar-dbrs-confirms-credit-ratings-on-the-independent-order-of-foresters-at-a-trends-remain-stable
2 All figures are presented in USD. The figures are based on consolidated financial results prepared in Canadian dollars as at December 31, 2023, with assets and liabilities converted into USD using the spot exchange rate of 1.3243 and total comprehensive income converted to USD using the annual average exchange rate of 1.3497. Refer to the IOF Consolidated Financial Statements for further information. Financial strength refers to the overall health of The Independent Order of Foresters. It does not refer to nor represent the performance of any particular investment or insurance product. All investing involves risk, including the risk that you can lose money.