Whether yours, or your child's CTF is with us or not, we want to be able to help you find it and keep you up to date with all things CTF.
Finding a Child Trust Fund is free, use one of the tools below to get startedIf you have just turned 18 or are about to turn 18, you will have a Child Trust Fund (CTF). Do you know who the money is with? And do you know what options are available for your savings?
OR are you a parent or guardian wanting to find a CTF? Wanting to add more to your child's savings.
If your CTF wasn't opened with one of the companies below, don’t stress, there are ways to locate it. As the Registered Contact or Planholder, you can find the current provider using one of the below.
You can use the CTF register if you’re the Planholder aged 16 or over. To do this you’ll need to register using the following:
We’ve partnered with Gretel to help you find a lost CTF, you can do this as the Registered Contact or Planholder. They work with a number of providers to help make it easier to find lost Child Trust Funds. The service is free to use and does the hard work, so you don’t have to.
You can use Gretel if you’re a UK resident over the age of 18 and will need to provide the following details:
If you are the Planholder, you may need your parent/guardian’s help to verify any past addresses. If you get a match through Gretel, you will be able to see the details on your dashboard. Gretel will also keep searching, so if they find something in the future, they’ll email you with the contact details for the provider holding your money.
A
Allied Irish Bank (GB)
Allocated to Foresters Financial
Allocated to Forester Life
Allocated to The Children’s Mutual
Asda
AXA
B
Boots
Bounty
Baby Welcome
C
Chelsea Building Society
Cheshire Building Society
Cumberland Building Society
Co-op Bank (The Co-operative Investments)
Children’s Mutual (The Children’s Mutual)
D
Derbyshire Building Society
Dunfermline Building Society
F
First Trust Bank
Foresters Financial
Forester Life
Foresters
H
Halifax
L
Leek United Building Society
Leeds Building Society
Lloyds Bank
Loughborough Building Society
M
Mother & Baby
Mothercare
Melton Mowbray Building Society
N
Norwich and Peterborough Building Society
Nottingham Building Society
O
Olan Mills
P
Progressive Building Society
Portman Building Society
Principality Building Society
S
Stroud and Swindon Building Society
T
The Children’s Mutual
The Co-operative Investments (Co-op Bank)
U
Universal Building Society
W
West Bromwich Building Society
Click here for the Government's full list of Child Trust Fund providers >
Children born between 1st September 2002 and 2nd January 2011 in the UK will have a Child Trust Fund. The government introduced these to encourage saving for a child. They have the benefit of being a long-term tax-efficient savings account. Parents would have received a voucher from the Government to open the account. Along with family members and friends, parents could add more money to the CTF. Read more about CTFs and their history here >
If a provider was not chosen before the voucher expired, one was allocated by HMRC. This happened with a quarter of CTFs. HMRC figures suggest there are around 700,000 unclaimed Child Trust Funds. There are two reasons why a CTF may be described as lost. The first is the Registered Contact or Planholder does not know who the provider is. The second is that your family has moved house and the provider doesn’t have your current address.
Got your National Insurance number? You can use this to see if your CTF is with us, by putting your details into our MyPlans account. If it is with us then you can manage your Plan online.
If your Plan doesn't have a Registered Contact and you are 16 or over or have parental responsibility you can complete the form below to become the Registered Contact.
Registered Contact application form
Contact our Customer Services team to check if your Child Trust Fund is with us and we can provide you with the information you need. Monday to Friday 8:30am to 5:00pm
