Start saving for their future
Helping you save for those milestones that are beyond their first tooth, words and steps.
Save up to £9,000
Start saving from £10 a month
Expertly managed funds
A choice of professionally managed funds
Anyone can contribute
Makes a great gift from family and friends
Access at age 18
The child can make their decision at age 18
Low charge
1.5% reducing to 1% after 10 years
Manage savings online
View Plan details at any time with MyPlans
Our Junior ISA
Our Stocks and Shares Junior ISA is a simple and affordable way of building up a tax-free lump sum for their future. If you are investing for the medium to long-term, our Junior ISA may be more suitable for you, by offering more potential for growth rather than saving in a bank or building society account where inflation could eat away at the interest made.
Even if you already have a Cash Junior ISA you are still able to take out our Junior ISA. Of course, if you already have a Stocks and Shares or a Cash Junior ISA or a Child Trust Fund (CTF) you may want to consider transferring to us. We make no charge for any transfer.
At age 18
On their 18th birthday the Junior ISA will mature and automatically be transferred to an ISA in their name. The ISA will continue to invest in the same fund as before, with the same charges. From age 18 onwards the Planholder will have a variety of options, of accessing the money and continuing to save. Take a look at what will happen to your child's money at age 18 >
Start saving for their future
Foresters Stakeholder (Schroders) Managed Fund
A global, straightforward fund designed for Foresters Customers
- Choose to invest your savings fully or partially in this fund
- Invest over the medium to long-term in a professionally managed fund by Schroders
- Considers ESG factors with 45-50% invested in shares.
Foresters Stakeholder (Schroders) Sustainable Future Managed Fund
Invest in your future in a fund that has a focus on sustainability
- Choose to invest your savings fully or partially in this fund
- Invest over the medium to long-term in a professionally managed fund by Schroders
- Considers factors ESG with 0-60% invested in shares.
Junior ISA - Options
The Junior ISA - Options was transferred to Forester Life from The Children's Mutual in January 2017. The Junior ISA - Options is no longer open to new business, however you can continue to contribute to your child's Plan with us and help give them a head start in adult life. For more information, please refer to our Junior ISA - Options Brochure and Terms and Conditions.
Find out how much your child's Junior ISA could be worth with our calculator
Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your child’s Junior ISA can fall as well as rise and your child may get back less than has been paid in. Gifts cannot be reclaimed and combined amounts cannot exceed the contribution limit of £9,000 for the tax year.
Want to save in our Shariah Fund?
We also offer a Shariah compliant fund, find out more about how you can invest towards your future.