Mortgage Protection
Helping you prepare for the future from as little as £10 a month with insurance options that suit your needs when protecting yourself and your loved ones.
From £10 a month
Protect your family from as little as 32p a day
Options to suit you
Including Life Benefit, Critical Illness, and Income Protection
Waiver of premium cover
Option to add to your chosen cover
Minimum of 5 years
Cover up to age 65, or 85 for Life Benefit
Flexibility
Guaranteed option to increase your cover as your circumstances change
Claim support
Expert help and guidance should the worst happen
Our Mortgage Protection
Mortgage Protection is a protection Plan that offers you cover designed to repay a mortgage in the event of death, critical illness, terminal illness and permanent disability.
We have a range of protection options you can choose from to suit your needs, including Life Benefit, Critical Illness, Combined and Critical Illness.
Your Protection Options
Life Benefit
Providing you cover in the event of death or a terminal illness. Available for Personal Insurance and Mortgage Protection.
✔ Premature death and terminal illnesses cover
✔ Cover provided for minimum of 5 years up to age 85
✔ Optional extra of Waiver Of Premiums
✔ Personal Financial Advice face-to-face or video appointments
✔ Your claim payment is tax-free and will be paid by lump sum or with the option of annual income for Personal Insurance
✔ Additional options for Mortgage Protection - single or joint cover and level or decreasing term
✔ Guaranteed option to increase cover as your circumstances change
Critical Illness
Provides cover for total permanent disability and critical illnesses. Available for Personal Insurance and Mortgage Protection.
✔ Critical illness and total permanent disability cover
✔ Cover provided for minimum of 5 years up to age 65
✔ Optional extra of Waiver Of Premiums
✔ Personal Financial Advice face-to-face or video appointments
✔ Your claim payment is tax-free and will be paid by lump sum or with the option of annual income for Personal Insurance
✔ Additional options for Mortgage Protection - single or joint cover and level or decreasing term
✔ Guaranteed option to increase cover as your circumstances change
Combined Life and Critical Illness
Provides cover for either death, critical illness and permanent disability. Available for Personal Insurance and Mortgage Protection.
✔ Death, terminal illnesses, critical illness and total permanent disability cover
✔ Cover provided for minimum of 5 years up to age 65
✔ Optional extra of Waiver Of Premiums
✔ Personal Financial Advice face-to-face or video appointments
✔ Your claim payment is tax-free and will be paid by lump sum or with the option of annual income for Personal Insurance
✔ Additional options for Mortgage Protection - single or joint cover and level or decreasing term
✔ Guaranteed option to increase cover as your circumstances change
Supporting you after a claim
You can’t emotionally prepare yourself to cope with a life-limiting illness and there is no adequate manual on how to deal with the loss of a loved one.
Whilst we can’t change these events, we can offer you a Peace of Mind service from MorganAsh that offers counselling for the Planholder, or bereavement counselling for immediate family.
The Peace of Mind service is a non-contracted, non-regulated benefit and is not part of the Protection Plan Terms and Conditions, so it may be amended or withdrawn at any time.
If you would like to take advantage of this service, please call MorganAsh on 0330 159 8178 after you have made your claim.
