Start saving for their future
Help give a child a financial boost for when they reach adulthood.
Save up to £9,000
Start saving from £10 a month
Expertly managed funds
A choice of professionally managed funds
Anyone can contribute
Makes a great gift from family and friends
Access at age 18
The child can make their decision at age 18
Low charge
One simple fee of 1.5%
Manage savings online
View Plan details at any time with MyPlans
Our Child Trust Fund
If your child was born between 1st September 2002 and 2nd January 2011 and was eligible for Child Benefit, you should have received a Child Trust Fund (CTF) voucher from the Government which could be used to open a CTF account. CTF accounts offer a tax-efficient way for adults to save on behalf of a child, which the child will gain access to at age 18.
Transfer to us
Although CTFs are no longer available you are able to transfer to us and continue to save for your child’s future. Our Stocks and Shares CTF, is a simple and affordable way of building up a tax-free lump sum for their future. If you are investing for the medium to long-term, our CTF may be more suitable for you, by offering more potential for growth rather than saving in a bank or building society account where inflation could eat away at the interest made. If you already have a Stocks and Shares or a Cash CTF you may want to consider transferring to us. We make no charge for any transfer.
At age 18
At age 18, a Planholder of a CTF will have access to their money. Whatever the amount saved in the CTF, it is a great starting point for adulthood. The money can be used towards a significant milestone, such as a house deposit, or continue to build a savings pot for the future, or both. Take a look at what will happen to your child's savings at age 18 >
Start saving for their future
Foresters Stakeholder (Schroders) Managed Fund
A global, straightforward fund designed for Foresters Customers
- Choose to invest your savings fully or partially in this fund
- Invest over the medium to long-term in a professionally managed fund by Schroders
- Considers ESG factors with 45-50% invested in shares.
Foresters Stakeholder (Schroders) Sustainable Future Managed Fund
Invest in your future in a fund that has a focus on sustainability
- Choose to invest your savings fully or partially in this fund
- Invest over the medium to long-term in a professionally managed fund by Schroders
- Considers ESG factors with 0-60% invested in shares.
Our Child Trust Fund Important Documents
Child Trust Fund Extra
Important documents
Child Trust Fund Extra Brochure
Find out more about the Child Trust Fund Extra Lifestyling Rules
Child Trust Fund - Stakeholder Options
Important documents
Child Trust Fund - Stakeholder Options Brochure
Find out more about the Child Trust Fund - Stakeholder Options Lifestyling Rules
Child Trust Fund - Options
Important documents
Child Trust Fund - Options Brochure
Child Trust Fund - Shariah
Important documents
Child Trust Fund - Shariah Brochure
Child Trust Fund
Important documents
Child Trust Fund Stakeholder Key Information Document
Child Trust Fund Sustainable Key Information Document
Find out how much your child's Child Trust Fund could be worth with our calculator
Tax treatment depends on individual circumstances and may be subject to change in the future. As with all stock market investments the value of your child’s Child Trust Fund can fall as well as rise and they may get back less than has been paid in. Gifts cannot be reclaimed and combined amounts cannot exceed the contribution limit of £9,000 running from birthday to birthday.
Want to save in our Shariah Fund?
We also offer a Shariah compliant fund, find out more about how you can invest towards your future.